NBFC for Sale and Investment Opportunities

Unlisted public limited NBFC company. - Company has been operational for over 3 decades. - Includes category B Non-Banking Financial Company (NBFC) license issued by the Reserve Bank of India (RBI), ensuring adherence to national financial regulations. - This is an active, profitable and running company. - Fully compliant with all the regulations. - No change in director for the last 10 years. - Running loans will be cleared before selling the company to the buyer.

This is the sale of a registered private limited entity. - Includes category B Non-Banking Financial Company (NBFC) license issued by the Reserve Bank of India (RBI), ensuring adherence to national financial regulations. - A liquidity fund of INR 5 crore is required to retain the license which should be put in by the buyer post the sale. - Impending regulatory changes will raise this requirement to INR 10 crore, hence making this a unique opportunity. - The license enables the establishment of a company that can offer a wide range of financial products, including loans, hire purchases, and asset reconstruction services. - The sale includes the licenses that can facilitate various financial services under the existing legal framework. - The transaction excludes any assets or liabilities.

The company is a New Delhi-based non-banking financial company (NBFC) operating in the finance industry, with a focus on empowering financial inclusivity through innovative and accessible solutions. - With a team of 10 employees, the company offers a diverse range of lending platforms, which provide personalized, AI-powered loan solutions to a wide clientele, including individuals and enterprises. - The company's loan book size stands at INR 16 Crores, indicating its growing influence in the financial sector and its ability to attract a significant client base of over 200 clients. - The revenue model is based on a wide range of loan products and innovative financial services, which supports sustainable growth and enhances the company's market presence. - The promoters of the company bring a wealth of experience in finance and business management, driving the strategic vision forward and fostering strong business relationships with stakeholders across various sectors. - The company offers loan disbursement ranging from about INR 50,000 to as much as INR 1 crore, with interest rates varying from 18-36% and tenures ranging from 24-36 months. Additionally, short-term personal loan products are available with tenures of 60-90 days. - The company sees a loan recovery rate of about 98% & debt collection is taken care of inhouse & through DSA's. - The company saw a huge growth in sales due to the convenience of digital lending, the entire process of lending has been shortened to just a few clicks.

The company is a New Delhi-based non-banking financial company (NBFC) operating in the finance industry, with a focus on empowering financial inclusivity through innovative and accessible solutions. - With a team of 10 employees, the company offers a diverse range of lending platforms, which provide personalized, AI-powered loan solutions to a wide clientele, including individuals and enterprises. - The company's loan book size stands at INR 16 Crores, indicating its growing influence in the financial sector and its ability to attract a significant client base of over 200 clients. - The revenue model is based on a wide range of loan products and innovative financial services, which supports sustainable growth and enhances the company's market presence. - The promoters of the company bring a wealth of experience in finance and business management, driving the strategic vision forward and fostering strong business relationships with stakeholders across various sectors. - The company offers loan disbursement ranging from about INR 50,000 to as much as INR 1 crore, with interest rates varying from 18-36% and tenures ranging from 24-36 months. Additionally, short-term personal loan products are available with tenures of 60-90 days. - The company sees a loan recovery rate of about 98% & debt collection is taken care of inhouse & through DSA's. - The company saw a huge growth in sales due to the convenience of digital lending, the entire process of lending has been shortened to just a few clicks.

Company is involved in the lending business. - We provide home loans, mortgage loans gold loans, etc. - Business has catered to 10,000+ clients. - We have 6000+ active clients. - Our business provides banking solutions to small business owners and individuals. - We changed our company name last year and we are now a Nidhi certified business. - Company has grown drastically this year. - Currently, we have only one branch and are planning to open two more branches as we have made a good brand name and a good customer base. - We get new customers through word-of-mouth. - Business is also planning to open its own website in the future. - Our team has a collective experience of 10+ years in the finance sector and also good market knowledge.

Nidhi company operating in Obra. - We offer savings and loan products. - Have 900+ depositors who have savings accounts with us. - We currently sign up 30 new accounts every month. - Offer 6% interest for saving accounts and 9 - 12.5% for recurring deposit and fixed deposit accounts. - We have over INR 1 crore of deposits in our accounts which is undeployed. - We primarily offer secured loans of small ticket sizes at an annual interest rate of 15.95% to individuals. - Offer loans up to 3 times of the deposit amount to businesses at an annual interest rate of 16.6% - Offer short-term working capital loans at an interest rate of 20% - The current loan book is valued at INR 1.63 crores and consists of more than 830 loans. - The loan recovery rate is 80 to 85% and has been impacted by the pandemic. - We have more than 30 freelance sales executives who sell our financial products and are compensated with commissions. - We also have several clients in the Sonbhadra district of Uttar Pradesh. - The business is debt free and is run by a promoter with 10+ years of lending experience.

We are an NBFC company & have applied to RBI for change in status from NBFC to NBFC MFI. - The company was incorporated in Allahabad but after it was acquired by the current CEO, the headquarters was shifted to Gurgaon. - We are a microfinance company providing loans to women for income generating activity only. The business does not accept any deposits from their members. - We have disbursed up to 6,800 loans till date which amounts to nearly INR 15 crore. The business has over 2,900 registered members on the platform as of now. - Our average ticket size is between INR 25,000- 40,000 per customer. - We charge 26% of reducing interest on the loan which includes 1% processing fees. - Our EMI collection is conducted on a fortnightly /monthly basis. - We do KYC as per RBI norms and follow a JLG (Joint Liability Group) model while disbursing loans. The group size can range from 5 - 20 members. If one member defaults on the loan repayment, the entire group needs to bear its liability. - Besides that, we conduct a comprehensive background check which includes an inspection of the bank records, Aadhaar card, and PAN card. - We also conduct a physical verification check of the member's house, check their cash flow and annual income statement and consult the member's neighbours about their financial stability. - The business also conducts a credit check on their members through Equifax and Highmark and are planning to tie up with another Fintech company for credit evaluation. Owing to our comprehensive due diligence, the default rate on loans are very minimal at around 0.5%. - The CEO of the company is a Chartered Accountant with 10 years of experience in the finance sector. The COO has over 18 years of experience in the microfinance sector. - The business has been registered in Allahabad but we operate from a office in Gurgaon.

Nidhi company operating in Haridwar. - Started operations recently and already have 70+ clients who use our financial products. - We primarily give unsecured loans of small ticket sizes at annual interest rates of over 20% - Have given around 50 such loans and our current loan book is worth INR 50 lakh. - The average tenure of the loans is 2 - 3 years. - We are also able to offer annual interest rates of 10% on our fixed deposit accounts.

We provide the first mortgage loan for properties in Hong Kong. - Registered Company in Hong Kong, obtained Money Lenders Licence from the Hong Kong Government. - The property market in Hong Kong has been rising between 4% to 8% every year making it an attractive investment option. - We charge an interest rate of 11% to 12% and provide the client with up to 70% of the property value. - The client’s property is appraised by several professional real estate valuators. - We also conduct in-depth credit checks and reference checks to ensure the borrowing power of our clients. - Have lent over HKD 21 million and the company owns property worth over HKD 35 million as security against these loans. - We would aim to deliver returns between 8% to 10% annually to investors regardless of market conditions, depending on the size of the investment.

Category B NBFC company with net worth of Rs 200 lakh is available for sale. - All compliance is up to date. If anyone is interested in starting a FinTech Company in India or start a consumer loan company, it would be a great opportunity for them to buy this company. - New buyer can avoid a lot of formalities involved in starting a similar business by simply getting hold of this company. It takes a considerable long time to obtain such a licence. Also, these days RBI is not granting fresh Category B Licence to new companies. - Our company has all the necessary and required documents such as Incorporation Certificate, RBI Licence, TAN & TIN, PAN Card, MOA, AOA. - The legal entity can be used for FinTech, consumer loan or business with any type of loan offering. - The business has INR 3 crore assets and INR 1 crore liability. - This company is available at net premium of INR 60 Lakh.