Fintech Businesses for Sale

Fully automated trading robot trading futures with 6 green months in a row. - We have developed an algorithm-driven trading script on top of Ninjatrader (broker/software), one of the largest futures trading brokers. - The company and client base are not part of the sale, only the software and intellectual property are available. - The company started generating revenue around 6 months ago, hence no reported revenue was given. - Has achieved over USD 100k in revenue within its first month of launch. - For sale is the master license, including all IP rights to the customizable trading software. - The robot is adjustable to different risk tolerance and experience levels. - Built over 1.5 years by experienced traders with over 20 years in trading experience. - The robot’s profit margins are targeted at 5-15% on average. - The platform is transparent, and all performance data is available to potential buyers. - The AI fully automated trading robot has achieved six consecutive months of positive performance, demonstrating its reliability and effectiveness in the market. - The trading robot offers a plug-and-play system that caters to various risk tolerances and user experience levels, making it accessible to a broad audience. - Revenue model comprises a yearly subscription at USD 3,500 and monthly options as well. - The trading robot aims for an average profit margin of 5-15%, contributing to an attractive financial outlook for potential investors. - With a talented team of traders and over 20 years of trading experience, the business emphasizes transparency by providing clients with comprehensive data and insights.

The business is a profitable Electronic Money Institution (EMI) based in Vilnius, Lithuania, EU. - It has over 500+ active corporate clients and 400+ private clients, generating revenue through transaction charges and charges for opening bank accounts. - The company reported a revenue of EUR 2 million and a profit of EUR 500K in the last fiscal year. - Business has a strong focus on compliance, with about 25% of its staff involved in Anti-Money Laundering (AML) processes, ensuring high industry standards are met. - Company is licensed by the Central Bank of Lithuania as an EMI, with the license issued 7 years ago, and is available for financial services in Europe. - It has been fully audited by the regulator, with no hidden issues, after being inspected by the Central Bank in March this year, providing transparency and assurance to potential investors. - The business uses a USA phone number generated through our CRM system by the company that owns the Lithuanian company we are selling.

The company currently has 4 employees and operates an innovative agent-based distribution platform facilitating the marketing and sale of various financial products. - The platform connects sales agents with financial institutions and focuses on products such as credit cards, loans, and other financial products. - The business model involves earning revenue from each successful sale made by an agent, with the company retaining 20-30% of the commission received from financial institutions and disbursing the remainder to the agent. - The platform provides training and informational materials to agents to support them in their sales efforts and currently has 60 incentive-based agents using the app. - The company has established partnerships with 30 financial institutions and holds all the necessary licenses to operate in the sector. - Additionally, the business has a partnership with a stockbroker and is poised to expand its offerings to include client sales through this sale. - The company is also preparing for its launch on the Google Play Store within the next two weeks. Currently, users need to download and install an APK version of the app to use it. - The app has generated sales between INR 2 - INR 3 Lakh in just the one month that it commenced and operated last year. - Sales are to become the focus of the business and are set to help growth by about 5x.

The company currently has 4 employees and operates an innovative agent-based distribution platform facilitating the marketing and sale of various financial products. - The platform connects sales agents with financial institutions and focuses on products such as credit cards, loans, and other financial products. - The business model involves earning revenue from each successful sale made by an agent, with the company retaining 20-30% of the commission received from financial institutions and disbursing the remainder to the agent. - The platform provides training and informational materials to agents to support them in their sales efforts and currently has 60 incentive-based agents using the app. - The company has established partnerships with 30 financial institutions and holds all the necessary licenses to operate in the sector. - Additionally, the business has a partnership with a stockbroker and is poised to expand its offerings to include client sales through this sale. - The company is also preparing for its launch on the Google Play Store within the next two weeks. Currently, users need to download and install an APK version of the app to use it. - The app has generated sales between INR 2 - INR 3 Lakh in just the one month that it commenced and operated last year. - Sales are to become the focus of the business and are set to help growth by about 5x.

Developed SaaS-based application tailored for a fully automated lending journey targeting individuals and MSMEs seeking loans from NBFCs. - Created a fintech omnichannel software platform specifically for personal and MSME lending. - Facilitating end-to-end automated lending processes, with a remarkable turnaround time (TAT) of 14 minutes for personal loans. - Catered to MSME loans alongside personal loans, covering both secured and unsecured categories. - Implemented direct selling agents (DSA) system and loan origination system (LOS) within the platform. - Integrated 32 APIs for seamless partner collaboration and system interoperability. - Generated revenue primarily through processing fees, acting as an aggregator for lending activities. - Accumulated 20 years of experience in the fintech and banking sectors, ensuring robust industry knowledge and expertise. - Emphasized familiarity with unsecured and MSME loans, highlighting the significant potential in the MSME lending sector, especially with the introduction of OCEN by the Government of India. - Conducted pilots on the MSME segment, while the personal loan platform operates in stealth mode. - Proposing a comprehensive technology stack transfer, including front-end mobile and web interfaces, SAAS LOS, DSA automation, call center, WhatsApp integration, and third-party API support. - Committed to providing necessary technological support until the buyer becomes fully equipped. - Total investment exceeding INR 1 crore rupees and nearly 2 years spent on development, demonstrating significant commitment and investment in the platform. - Willing to transfer ownership at a reasonable cost to prevent shelving the platform, considering the bullish business model and positive growth trajectory of the lending sector in India. - We were operational last year, but have shut down operations this year due to working capital issues.

Our key product is a retail platform with an Aadhaar-enabled payment system, that features bill payments, domestic money transfer, IRCTC train tickets, air & bus tickets, insurance, bank account opening, and PAN card services. - The platform is already running with a transaction volume of INR 20 crores per month. - We are charging our clients based on a subscription and transaction basis, depending on the core services that are being used on our application. - We are using a digital marketing strategy for client acquisition and currently have a network of more than 15,000 retailers and distributors. - Experience of 15 years for the promoter. - GST, APA agreement, and IRCTC agreements in place. - The brand has been operating under the parent company's name. Later, the promoter transferred it to a new entity. The parent company is not part of the transaction.

Fintech startup company based in Mumbai, Maharashtra where investors can invest in small startups starting from INR 10,000. - We have an app for our business which is the country's first mobile app for startup investment. - 25+ companies have raised funds from our platform. - Having a community of 22,000 investors among them 17,000 are verified one. - From investors we charge 2% upfront and from the business companies we charge a upfront of INR 12,500 - 40,000 and a success fee of 2% on the transaction amount. - Business is bootstrapped with INR >10 lakhs revenue in just 12 operating months. - The 2 permanent employees are the 2 directors of the company who handle the technology and finance part. - Currently business is at loss as it has just started and is in its initial phase.

User Growth: We are thrilled to announce that we've surpassed the milestone of 2,000 registered users, indicating strong market interest and potential for further growth. Merchant onboarding: We are now actively engaged with a select group of merchants, using their feedback to refine and enhance our value proposition. We are targeting the health and beauty industry. Web app launch: We've launched a web app version. This allows users to leverage our services without the need to download a mobile app. Pay button: We've also launched the payment button, a convenient tool that merchants can integrate into their online shops. This feature facilitates seamless transactions during the checkout process. Loyalty program integration: To enhance user engagement and retention, we've incorporated a loyalty functionality into our platform. We are yet to start generating revenue from our users. We aim to charge a commission based on the transaction.

The company is in beginning stage of license process, shall renew yearly, automatic renewal. Company has a recent compliance audit. Tax returns and financial audits filed. Another two months needed after the sale. The company shall have a very broad license which can be used for: • Provide financial, business, legal, economic, and other consulting services, perform administrative and fiduciary functions, and conduct brokerage and commission business of all kinds. • May establish branches in Switzerland; participate in other companies in Switzerland and abroad; acquire similar or related companies or merge with such companies, and enter into all transactions and contracts that are suitable for promoting the purpose of the company or that are directly or indirectly related thereto. • May acquire, manage, encumber, and sell real estate, intellectual property rights and licenses of all kinds. • Foreign exchange transactions between FIAT currencies and virtual assets (foreign exchange services) • Foreign exchange transactions between one or more virtual assets (foreign exchange services). • Participation in or provision of financial services to an issuer or seller of virtual assets (ICO services) • Virtual asset transactions (trading platforms or transferring virtual assets on behalf of another natural or legal person) • Commodities and precious metals trading. • Payment transaction services. • Foreign exchange trading. • Securities transportation and custody. • Credit, leasing, factoring, and factoring services. • Funds transfer services.

Company has a payment platform with a demo product. - We will set-up the business and offer complete assistance to the buyer. - Our technology is built with PHP and MySQL DB with the capacity to manage a large transaction flow via dynamic routing through a load balancer. - Revenue can be generated via payment commissions. - PCI DSS certification: We will perform the first-year PCI DSS level 1 certification and get the PCI certificate issued to you within 60 - 90 days. Usually, the cost of PCI DSS is about INR 5 lakhs. This is a mandatory requirement for payment aggregator businesses. Add-ons with their prices (These are not included in the selling price of INR 55 lakh) - Introduction with an Indian acquirer to facilitate acquiring services to process credit cards, debit cards, net banking & e-wallet payments for your merchants. - Introduction for Escrow account provider for merchant settlements via API. - Introduction for creating a UPI handle to collect the UPI payments with your own UPI handle. Price. - Introduction for a virtual bank account system to collect the payment via IMPS or NEFT for your merchants at no cost. - Introduction to a law firm to prepare the merchant processing agreement, NDA, reseller agreement, CDD policy, and AML policy, among others. - Introduction to a law firm to apply for a license with RBI. We would help connect a law firm experienced in such projects. - Monthly patch update service, human resource service and technical resource service. - Payout module with compatibility of the above module. - QR module with compatibility of the above module. - SAR for data localization & storage of payment system data. - Additional monthly support as per requirements. Our company has implemented and licensed over 25 payment gateways so far and completed many PCI DSS certifications with various QSA's across the country.

Fintech startup located in Turin (Italy) that has developed a stock market sentiment analysis solution powered by machine learning (machine learning NLP). - The company is pre-revenue and operating in stealth mode. - In-house developed technology. - The USP of the business is the technological innovation that can be used by existing online stock broking platforms. - Buyer gets a software tool that can perform market sentiment analysis. - The company has three shareholders in a 40:40:20 shareholding pattern.

The business offers a ready-to-launch digital crypto project with all related products including smart contracts, website, social networks, and business strategy. - The project is ready to launch. - The new owner can launch the pre-sale option to get startup capital and community loyalty to the project. - Pre-sale session ambitions are estimated to reach $500,000-$1,000,000 with 1,000+ early investors in 3-5 months. - At the end of the deal, the new business owner will receive access to 100% of the project's assets, as well as all access to related products and a detailed business plan for the promotion of the project.

We are a company that has developed India's first platform to help loan-seeking borrowers like self-employed and salaried young professionals to consult their nearby bank-certified loan agents who can process their loans that range from INR 1 Lakh to INR 100 Crore. - We have two separate Android applications for the borrowers and loan agents and have reached 1 lakh downloads and 4,000 downloads respectively. - We also have verified tie-ups with 500 loan agents pan India. - The borrowers can use our services free of cost and can also avail of a paid option to get in touch with a loan agent on an immediate basis for a sum of INR 50. - Borrowers are supposed to do their own KYC on the mobile application. - We regulate the interaction between the borrowers and loan agents according to their location and serve as a lead generation platform for loan agents. We do not partake in any lending activities. - The type of loan, be it secured or unsecured, depends on the loan agent and borrower. - Every loan agent has to pay INR 500 to sign up. Agents get access to leads in a CRM where they can easily organise all their leads. We provide them more leads at INR 20 to INR 30 per lead. - There has been a decrease in sales as the parent company does not wish to promote the platform. The parent company wants to concentrate on other developments and does not wish to dedicate more resources to this platform. - No dedicated team works on this platform. Hence, there are no employees. Employees of the parent company developed the platform and occasionally maintain it also. - We operate under the aegis of our parent company.