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Microfinance Company Seeking Loan in Tbilisi, Georgia

Microfinance company with 100+ clients and 15+ years of experience seeks loan for working capital.

Established 10-20 year(s)
Employees 5 - 10
Legal Entity Public Limited Company
Reported Sales USD 75 thousand
Run Rate Sales USD 90 thousand
EBITDA Margin 15 %
Industries Microfinance
Locations  Tbilisi
Local Time 11:46 PM Asia / Tbilisi
Listed By Business Owner / Director
Status Active
Overall Rating
Seeking Loan
USD 1.9 million for 12.5% annual interest, 3 years (Native Currency: GEL 5,000,000)
Reason: Require funds for working capital.
Collateral Available: USD 1.9 million
Includes physical assets worth USD 750 thousand
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Business Overview

- Microfinance company offering commercial, mortgage, and business loans.

- Extensive experience in microfinance, spanning 15 years.

- Professional staff with specialized expertise in financial services.

- Well-established relations with supervisory bodies and regulators, ensuring compliance and credibility.

- Proven communication channels with customers, fostering trust and transparency.

- Strategically located office in a commercially active area of the city, enhancing accessibility.

- Targeting small to medium-sized businesses.

- Currently serving 100 clients exclusively in Georgia.

- Holds licenses from the Central Bank of Georgia for registration and currency exchange.

- Revenue model primarily based on interest and commissions on transactions.

- Majority of revenue derived from interest payments.

Products & Services Overview

Microfinance company with the following services:

- Commercial, mortgage and business loans.

- Auto and jewelery pawns are secondary.

- Currency exchange.

Assets Overview

Office building, acquired immovable property, accounting software.

Facilities Overview

Own office belongs to the company.

Measure a total of 400 sq m.

Central location in the city of Tbilisi.

Capitalization Overview

Shareholders are 12.

6 ordinary shareholders and 9 preference shareholders with some ordinary shareholders also holding preference shares.

No loans or debts.

Self funded operations.

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Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct.
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