Microfinancing business lending to 80,000+ women entrepreneurs in the low-income group across India.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services.
- Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives.
- Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. )
- Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million.
- Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans.
- Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches.
- Approach post disbursement:
Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance.
- Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest.
- Have a license from RBI for micro-financing.

Microfinancing institution lending to women entrepreneurs in low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives.

Deposits given to financial institutes against borrowing.